Privacy Policy: Spending Overview – Year in Comic
Processing of Personal Data
A significant part of our mission at Lunar is to be transparent about our business operations, including how we process information about you. Therefore, we are also highly focused on our obligations under data protection regulations (consisting of, among others, the General Data Protection Regulation, also referred to as GDPR, and supplementary national rules) to protect your rights.
In the following sections, you can read more about why and what information we collect about you when you use the service "Spending Overview – Year in Comic," how we store and share it, and what rights you – as a data subject – can exercise.
For our processing of your personal data as a customer in general, we refer to our general privacy policy.
Table of Contents
1. Read more about cookies
2. Data Protection Officer (DPO)
3. Data Controller
4. Who is covered by the policy on the processing of personal data?
5. Why and on what basis do we process personal data about you?
6. Types of information we process about you
7. To whom do we disclose and from where do we collect your personal data?
8. Do we transfer your personal data to third countries?
9. Automated decisions
10. How long do we keep information about you?
11. Your rights as a data subject
12. Changes to this policy
13. Complaints or questions regarding the processing of personal data
1. Read more about cookies
You can read more about how we set and use cookies in our cookie policy.
2. Data Protection Officer (DPO)
If you have questions about or wish to complain about our processing of personal data or this policy, you are welcome to contact our DPO at dpo@lunar.app.
3. Data Controller
Lunar Bank A/S (“we”, “us”, “our”), CVR 39697696, with headquarters at Hack Kampmanns Plads 10, 8000 Aarhus C, Denmark, is the data controller for the processing of your personal data.
4. Who is covered by the policy on the processing of personal data?
When we refer to “you” in this policy, we mean you as our private customer.
5. Why and on what basis do we process personal data about you?
Delivery of the service Spending Overview – Year in Comic
We process your personal data to provide the service – Spending Overview – Year in Comic – to you, should you wish it. The service allows you to generate a spending overview, which is a humorous visualization of your spending behavior and spending patterns, and should not be viewed as financial advice.
Legal Basis: The processing of personal data is carried out pursuant to Article 6(1)(a) of the General Data Protection Regulation – consent.
You can always withdraw your consent and have the spending overview deleted by contacting our support. The withdrawal of your consent does not affect the lawfulness of the processing based on consent before its withdrawal.
6. Types of information we process about you
For the above purpose, we process the following information about you:
- Transaction and payment information: including "Time", "TransactionType", "AccountID", "Title", "Amount", "Currency", "AccountBalanceAfterAmount", "AccountBalanceAfterCurrency", "MerchantName", "MerchantCity", "MerchantCountry", "CardUsageType"
- Identification information: Your first name, your age, country, and the city in which you have your address.
Special categories of personal data
Your payment information may relate to matters that may fall under the concept of "special categories of personal data" as defined in Article 9 of the General Data Protection Regulation (which includes, for example, trade union membership, health information, political orientation, etc.).
7. To whom do we disclose and from where do we collect your personal data?
We share your personal data with OpenAI for the delivery of this service. OpenAI processes your information for the purpose of generating your Spending Overview - Year in Comic and for no other purposes.
- Security Measures: We utilize the Zero Data Retention Amendment when using OpenAI, which ensures that input and output are not logged and are not used for training the OpenAI model.
- Hosting and Support: The Spending Overview is stored in your app along with your other customer information with us. We therefore also share it with our suppliers for, among other things, hosting, support, and maintenance. We have entered into data processing agreements with all these suppliers.
- Collection: We collect the information directly from your customer profile by generating an extract of your information, as mentioned above, and only where you have requested us to do so.
8. Do we transfer your personal data to third countries?
In certain specific cases, information about you is sent to a third country. Such transfers are only carried out in the following cases:
- The EU Commission has decided that the country in question has an adequate level of protection.
- The EU Commission's standard contractual clauses (SCC) have been entered into.
- The recipient is certified under the EU-US Data Privacy Framework.
9. Automated decisions
We do not make decisions based on automated processing of your personal data, including profiling.
10. How long do we keep information about you?
Spending Overview - Year in Comic is deleted no later than immediately following the termination of your customer relationship. If you withdraw your consent, it will be deleted simultaneously.
11. Your rights as a data subject
The General Data Protection Regulation has established the following rights, which you as a starting point can exercise:
- Right of access: You have the right to receive a copy of the information we process about you.
- Right to rectification: If information is incorrect, you have the right to have it corrected.
- Right to erasure: You have the right to have information deleted if you withdraw consent or if it is no longer necessary.
- Right to restriction: You can ask us to restrict the processing of your information in certain cases.
- Right to data portability: You have the right to receive your information in a machine-readable format.
12. Changes to this policy
As with everything else in our business, we are constantly improving and developing. We may therefore amend this policy from time to time. The privacy policy is prepared with effect from January 1, 2026.
13. Complaints or questions regarding the processing of personal data
If you are dissatisfied with the processing of your personal data, you are welcome to contact our Data Protection Officer (DPO) at dpo@lunar.app.
You can also contact the Danish Data Protection Agency (Datatilsynet). You can find their contact information on their website.