Transactions where you dont earn points

• Transfers between private individuals
• Top-up functions
• Cash withdrawals
• Bill payments e.g rent, invoices, etc.
• Loan payments
• Security brokers/dealers
• Real estate transactions
• Non-financial institutions - Stored value card purchase/Load
• Video game arcades / Casino/ Betting
• Tax payments
• Court Costs, Including Alimony and Child Support
• Fines
• Bail & Bond payments
• Government services
• Lotteries/ Gambling etc.
• Intra-company purchases
• Money order services